Thursday, January 16, 2014

I'm still here...

I'm not sure how, but I am not complaining!  Not a peep from my landlord.  I did send a text to her apologizing for being so late, thanking her for her patience, and promising some rent in a few days.  That was monday, still no rent deposited.  I have a large order I am waiting on that will pay for Novembers other half of rent and my water bill (it finally got turned off today).  Wait is all I can do.  Not getting a steady paycheck makes it hard to budget, but I keep the faith, the hope and work as hard as I can with social media to stir up interest in my line.

So, yes, the water is shut off.  The past two days I have been doing loads and loads of laundry, making sure all the dishes were done, filling all available vessels with water and doing all the cleaning that would need water.  Other than the toilet problem, I think we will be ok until I can come up with the now 570.00 to get it back on!  It's not the end of the world, just the end of running water, haha!

This will happen, I know it.  I am being tested and it's how I handle this that will determine the kind of person I teach my daughter to be.  Hopefully she'll make better decisions than I did, but I will remain strong for her, laugh for her, and apologize to her when I cry and let her know it's not her fault.

I'm finding a friend in myself and hope deep within.

xoxo C

Sunday, January 12, 2014

I took a break from writing...

Thought I'd give you all a break from my life's tragedy!  The first of the first happened this morning, my cell phone was shut off.  I'm expecting the water to be shut off tomorrow.  I did get a few orders on etsy after paying over 400.00 to get it back on, but only around 200.00 or so so far.  I offered a 20% discount over the weekend.  I'm still hoping for Valentines orders to come rolling in, but at this point, I'm  so far in a hole, it would take a miracle to climb out of it.  I'm also expecting a visit from my landlord.  Bring on the tears and begging and promising!  So, that is why I haven't updated the blog.  Nothing too incredibly positive to talk about as of late.

I did get a hairbrain idea though.  I've decided to write a novel.  Doesn't that just sound so cliche'?  I do, however, have an amazing story though.  Not mine, really, even though people have told me I should write a book, but the parts that would make it most interesting I don't want anyone to know about!  I thought I would start it with me, just as a current reference point though.  The story would really be about the early beginnings of my family here in California and quite like the Kennedy's we seem to have had our share of tragedy in our generations.  The idea came because my father had given me his grandmothers ring a number of years ago while I was living in New York and I put it on recently.  I'm not sure why, maybe to get strength from it somehow, to feel like she was with me, fighting.  I never met her, my greatgrandmother.  She died giving birth to my grandfather at the age of 36.  Sad story, really.  I have known about it since I was a child, but as I passed that age, I thought about it more and more.  I'm named after her and so is my daughter.  Her name was Nano Hurley.  Nano Hurley Martin I should say and mine and Briannes middles names are Nano.  It's not just her ring I have, since I was a child I've owned the braid that was cut off of her on her death bed.  Seemed morbid to me then and probably does to you now, but I'm so honored to have it now.  She was a beautiful woman that was living in San Francisco as a single woman until she had to return to Central California to raise her younger siblings (all eight of them!)

So the story will go on after hers and on to her sons and his death (car accident in Tracy, California at the age of 24).  I think everyone has stories to tell, I just have the frame of mind to start writing it all down.  I'll keep you posted.  Even if nothing ever happens with it, it will be a nice thing for Brianne to have to hand down to her children.  Usually the fathers stories are told, rarely the mothers.  There is a book to be written about Briannes father too, maybe that will be my next great novel!

Listen, we have to find inspiration anywhere we can, if you don't do something, then you're doing nothing!  So do something.

I found a friend in writing and hope there too!

xoxo C

Wednesday, January 8, 2014

Made a decision, it's small, but it's a start!

So I went to pay my water bill today with the money that I didn't give to the lawyer yesterday and they said that they didn't show that a check has come back to them from me yet (so it bought me a few days) and I figured, a few days of my etsy site being up can bring in another 500.00 especially with Valentines Day around the corner.  So, my etsy bill is paid (411.00) and I even have money for gas.  I'm feeling positive again.  I've been on etsy all morning and facebook, adding new items to my site and sharing on facebook.  Let's hope it brings in sales.  In case you would like to take a look, here is my etsy link:  www.etsy.com/shop/christienano.  And, for those of you who don't know what etsy is, it's a site for people who handmake items, sell vintage items, or supplies of crafters.  It's a worldwide wonderful place to sell your wares and it only costs 7.00 to start your selling page and .20 cents to list an item.  They take a small percentage of each sale.  I sell wholesale on there with a slight markup to factor in etsy's cut and paypals cut!  Great way to start an at-home business moms!  Do you knit, make soap, paint?  Try it out, it's cheap and you never know.  I never expected to do any business on there and poo-pooed it for quite some time, then in March 2010 I finally put some cufflinks on there because that was the one item that I didn't sell to any of my stores and sales started rolling in. Now, I have over 200 items on there and it has become 98% of my business!  Of course the site is saturated with my kind of jewelry so I've had to step it up and create new and interesting things, but I still make a decent living off of it.

My biggest problem last year was opening up a retail clothing store downtown Hollister.  It took up all my time, I had to pay employees and my jewelery business suffered.  I now have to give CMD some TLC and get it back up to where I know it can be again.

So, that's it, feeling hopeful, and grateful (my friend Laura is coming down here today to treat me to a pedicure..I have the best friends!!)

Appreciate your friends, and don't give up hope...ever!

xoxo C

Tuesday, January 7, 2014

what now?

well...I didn't file today for bankruptcy.  I sat for about 2 hours in a bar downtown around the corner from the attorneys office.  It's funny sitting in a small town bar.  First of all, I knew half the people in there, second everyone told me not to give the attorney my very last 500.00 dollars.  I went, with the promise to return and the attorney told me the same thing.  He was not comfortable taking my last 500.00 when there was no one banging down my door (yet).  In other words, no one has me in court.  So, what to do with that 500.00.  My water bill is 485.00 and is about to be shut off, and etsy is 411.00 and if paid, I can start receiving orders for Valentines Day.  I had too much to drink at the bar...I think I'll think about it tomorrow with a clear head.

Stay tuned...found some friends and hope in a bar tonight, oh well!

xoxo C

Monday, January 6, 2014

Not sure If I Should Post Today...

I generally hate mondays just like anyone else, and I heard on the radio today that this day (January 6th) was supposed to be the most depressing day of the year (via twitter posts, etc.).  So, I guess, I'm not alone.  I let the fear creep back in, my heart has been skipping beats all day and I keep looking out my window to see if my landlord is showing up with popo!

I did manage, however, to get on-line and do more research.  Today, everyone of them led to a dead end.  Section 8 housing in my area; closed indefinitely.  The church that serves my area to help out with rent and utilities takes requests on the first and they are filled up for the month (come back Feb 1).  I even tried some sites to help get my business back up and running like "fundme.com" and "kickstarter.com", but I really don't fit their criteria.  No responses on the two "begging" sites I posted on.  Lawyer couldn't meet with me today so I got all my bills together for tomorrows meeting.  Not a very productive day.  Tried to keep my spirits up and think of something positive to say on here.  Let's face it, some days, you just can't lift yourself up.  You know, that's ok too.  We are not superwomen.  We are human and fear and anxiety were instilled in the human body for a reason.  I think the reason for mine today was to scramble and try to start finding a new cheap place to live.  Not very successful there either. 

Maybe tomorrow I'll try to find a job.  I've thought a lot about it (I'm almost 50 and have been making jewelry for the past 22 years), there has to be SOMETHING I can do.  Waitress, bartend, dog walking?  Maybe tomorrow I'll see where that takes me in this tiny town!  I feel like a failure.  Like everything I've worked so hard to build for so long, all my dreams are just slipping away, gone already and I can't do anything to get them back.  I've been thinking a lot about the success I had as a jewelry designer, the crazy days and nights in LA.  The magazines, celebrities, music videos, movies, films, music videos, TV shows...all gone.  I don't mind that really, I just mind that I achieved all that and now I can't pay my rent. 

Ok, well, I meant this blog to be inspiring, this post was the opposite of that, but it's honest.  I put myself out there authentically.  Maybe it's ok to post the negative too?  I think if I read a blog that was all "keep your chin up" all the time I'd probably throw my computer out the window on days I felt like this and I can't pick my chin up off the ground!  We're going to have bad days.  It doesn't mean that tomorrow isn't going to be bright and shiny again.  I hope you stay with me...I'm as curious as you to see if I end up homeless, or something grand happens.

Needing a friend and hope today,

xoxo C

Sunday, January 5, 2014

Taking a Break!

It's sunday which means it's football day!!  I am taking a much needed break from the worry, fear, research, and anxiety and watching our Niners play in -40 degree temperatures!  This is going to be a crazy game!  I would feel sorry for them if they weren't making millions.  Trust me, I would be out there in that weather if I were making 30 million a year!  Put me out there, shoot, I'd do it in a bikini!  Haha!

Anyway, it's important to take care of yourself during times of high stress, let go, let God and try to remember that fear and worry truly are wasted emotions.  Although, I have argued that one because sometimes those two things have been the fire under my ass that makes me move mountains!!  But, truly, it is very bad for our minds and our bodies.  Stress can make us gain weight, break out in nasty skin conditions (which I currently have...itchy bumps with no relief have taken over my whole body).  So, today, sunday, I am feeling excited for the game, and I'm going to go the grocery store with my EBT card and get some food for the game and since school starts tomorrow, lunch stuff for Brianne for the week.

Have a great day, and try to take the day off, give your brain a rest!

I'm here as a friend, and let's hope the 49ers win today!!!

xoxo C

Saturday, January 4, 2014

Here we are January 4th, and I'm feeling positive.  I'm learning that even though I won't take money from family and friends right now (although I would have loved it it my dad would have gone with my idea of buying an investment property and renting it out to me!!) I am finding it cathartic  to write about it and that it's ok to let people know what's going on.  Maybe not everything to everybody, but it's ok to let people know that you are in a vulnerable spot right now.  I was invited to a friends house for dinner last night and was very grateful  for the great dinner and amazing wine.  Now that kind of generosity I WILL accept from my friends!!  People are very sympathetic to other peoples bad situations, and as long as you are not asking them for a handout, you'll find much kindness in their love and support.  A very close friend of mine forwarded this to me, I'll put the link on here...I found it very inspirational and even named this blog site after it!  The main message was about the importance of connection. 

http://www.ted.com/playlists/8/a_better_you.html?source=facebook#.UsUQmSwq-q9.facebook

I suggest listening, it's a very nice piece to read.

So, it's saturday, I'm taking down the decorations today and I will most likely be wondering if I'll be putting them up in the same home next year.  More than anything I'd love to stay here.  I really like our home and believe this is the best place for Brianne.  I'm on the outs with some family and friends, but I don't expect everyone to understand the emotional turmoil that my life as of late has given me.  I'm probably not the most fun to be around.  But I've decided for myself to hone it in...keep it small, like a tight little manageable box.  Sometimes in times like these it's best to be alone, to have that time to reflect, get imaginative, and really think. 

I'm not sure if I mentioned it before but I went to the county welfare office and got my daughter and I on Medi-cal, food stamps (which really are not those embarrassing stamps anymore, more like a debit card, and even cash aid which comes out of the same card.  Very discreet and easy to use.  This is a great option for any single mom.  You must use this if you can.  Just remember they want ALL your info, birth certificate, social security card, childs birth certificate, tax returns, bank statements, they take fingerprints, take blood and hair samples (just kidding on the last two, but I wouldn't be surprised if that's next!!).  It's not a lot, but man, it's saving me right now because Brianne and I can eat, and get toilet paper, and laundry soap, etc.  You can easily find resources by dialing 211 from your phone, it will connect you to the county office that handles all of that.

So that's kind of it for today.  I'm going to relax a little today, keep praying, keep being grateful for my many blessings, and keep researching and fighting my way out of this!  I'll let you all know on monday how it goes with the lawyer.  I used my cash aid from the state to pay for the lawyers retainer.  Once the bankruptcy gets rolling, they tell me relief is instant!  So, I am now very excited for this process.

Take care, and again, you have a friend and as always, never lose hope!

xoxo C

Friday, January 3, 2014

Keeping anxiety at bay...or trying...

Well, on this third day of January I am trying not to let the anxiety creep back in.  I was positive yesterday, after talking to my friend who bankrupted over 3 million dollars and already has re-established credit.  I don't even think I have 10,000.00, but it's more than I have right now, so I talked to a lawyer yesterday.  He was very informative assuring me that I can get rid of every piece of debt including some old tax debt which I didn't think was possible.  The problem is the cost to retain him and to file is almost 800.00.  Now, if I had 800.00 I would have paid the rest of my November rent.  He is also suggesting filing my 2012 and 2013 tax returns, but my accountant has all of my tax paperwork and refuses to do my taxes because I owe her over 2,000.00.  So, I am in a bit of a catch 22.  I feel stuck again.

Not sure what to do, feeling the paralysis creeping in, and I am still in bed with my daughter (who has been throwing up every night for the past two weeks, and the doctor doesn't know why).  Yes, I am tired, concerned, scared, sick to my stomach and can't think my way out of this one.  By the grace of God, I will get through this.  It's frustrating when you work as hard as I do and somehow your life is still spinning out of control.  Sometimes you just have to throw your hands to God and say "take me there Lord, wherever I am supposed to be", because what I have been struggling to do is just not working (and it damn well should be!)  I'm not going to throw myself a pity party, I'm just going to try to stay positive and remember that God has a plan and he is leading me to my destiny.  I'm hoping that's not on a curb with a pillow, blanket and "please help" sign!

I will keep fighting this fight.  I even found a website yesterday called "cyber-begging".  (The official site is begslist.org.  It's kind of like a "fund-me" site, but for people like me who are about to be homeless.  I signed up and posted, so if it's Gods will, someone will deposit into that account!  That would be the miracle I've been asking for!  However, with reality checked, I am going to try the places that say they help with things like utilities that are about to be shut off, and even the Salvation Army and churches.

Check in soon to see how this all transpires.  And remember, you have a friend, and you have hope!

xoxo C

Thursday, January 2, 2014

There is nothing I can't do???

I was talking to a friend of mine today who filed for bancrupty (because I am about to do the same) and we commented on how our parents refuse to help us out of our binds, and how we will have no more money problems when they are dead (terrible, I know, but damn true).  It seems that none of my friends in our generation have cash, stocks, bonds, investments, anything stashed away.  We are all just one paycheck away from being homeless.  Yet, the generation before us are sitting on mounds of cash and can't understand what our problem is.  I was told  "You have to cut your expenses".  Well, hell, I am driving on a spare tire, and two others are about to blow, I've been getting jumps on my car to start it for two days because I need a new battery, the girl scouts donated bags of food to me and my daughter because we were surviving on the nuts from the fall girl scout nut sale, I don't go anywhere on the weekends because I can't afford the gas.  I don't know where else I can cut back.  On my meds?  Noooo, because then I will end up in an institution and we all know those cost a fortune.  My wine?  Noooo, that's like giving up my best friend (and besides, I buy the best stuff around for 4.99).  We don't go out to eat, my daughter gets hand-me-down clothes, I live in the cheapest area I could find where we wouldn't get carjacked coming home from the grocery store, and I drive a used car getting the lowest insurance possible.  I do trade to get my hair done, don't get my nails done, and don't buy myself clothes.  Cut back.  That's cute.  So, I am facing bancruptcy.  I've been in trouble before, but I didn't have a child.  I can no longer take a night bartending job and move into a slummy studio.  So what is a single mother to do?  Unfortunately, my daughters father passed away leaving us with no death benefits, social security, or a dime in any bank account.  I have no help from family and friends.  So there it is.  How am I making it?  Well, for the past 4 1/2 years, I barely have been.  I live in gratitude, pray to God everyday, and I think that's what's been helping.  But I'm at the end.

  I have been making money by making and selling jewelry for over 20 years.  At one point, I had my collections featured in every fashion magazine, was worn by countless celebrities and even had Extra and Entertainment Tonight do stories on me.  You'd think I'd have made it and have homes in 5 cities around the world.  Now my website has been shut down, my etsy site has been shut down and I'm minutes away from the landlord knocking on my door with the sheriff.  I spent my New Years Day crying my eyes out in despair and fear.  So here we are, January 2nd 2014, and, while writing this, I am hopeful.  Why?  Because it's not the end.  It may be the end of some things, but I promise you, it's not the end.  Even though my bank account is 2,300.00 overdrawn, I have 3.00 in my wallet and every bill is overdue and all of my utilities are about to be shut off, I am hopeful. 

This is the start to my New Year blog.  It's not a good start to a new year, I know, but hopefully, through my trials and tribulations, I can help just one person see that when you think it's the end, it's not and to never give up hope.  My situation seems impossible as i'm about to apply for homeless aid (where the county puts you up in a local motel for a short period of time).  I'm going to go from a three bedroom 2 1/2 bath townhome on a golf course with a brand new kitchen, huge bedroom, garage and great neighbors to who knows what.

So, on that note, I will keep you posted (as long as I have internet), and let's see where my next adventure takes me, so, if, and hopefully you won't, ever find yourself in a similar situation, you'll know exactly what to do!  Good luck my fellow single mothers, you have a friend, and you have hope!

xoxo C